Our integrity and transparency are what our clients talk about.
We strive to establish trust with our clients by providing clear terms and fees, ensuring that you have a complete understanding of the invoice factoring arrangement. Our commitment to your success means that we are always available to address your questions and concerns promptly.
Doubts? No more
Frequently ask questions about Invoice Factoring.
Is invoice factoring a good idea?
This option is more specific and directly addresses B2B companies, which are the primary target audience for invoice factoring.
Who can use invoice factoring?
Unlike traditional loan options, factoring focuses on the financial strength of the customer paying the invoices, offering a flexible solution for businesses with varying credit profiles.
What is invoice discounting vs factoring?
The key difference between invoice discounting and factoring lies in ownership. While discounting acts as a loan secured by your invoices, factoring involves the outright purchase of the invoices by the factoring company.
How do companies qualify for Factoring?
- Your company sells to businesses
- You have creditworthy customers
- You have limited or no access to bank financing
- Your company is incorporated in US
- You give customers 30 or more days to pay
| Invoice Factoring | Invoice Financing | |
|---|---|---|
| Purchase of receivables by Cash Flow Pro | Loan provided for a Financial Company where receivables are used as collateral | |
| Adds debt to your company | ○ | |
| Requires collateral | ○ | |
| Your personal and Company’s credit history/score matter | ○ | |
| The creditworthiness of your company’s customers matter | ☺ |
